Free UPI QR Code Generator

Generate a UPI QR code for instant payments in India. Enter your UPI address, payee name, amount, and transaction note, then customize and download -- free and ready for any UPI app.

Enter your UPI details

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Your code will appear here automatically

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What Is a UPI QR Code?

A UPI QR code encodes a Unified Payments Interface payment request following the upi:// URI scheme standardized by the National Payments Corporation of India (NPCI). When scanned with any UPI-enabled payment app -- such as Google Pay, PhonePe, Paytm, or BHIM -- the payer's app opens with the payee's UPI address, name, amount, and transaction note pre-filled. The payer simply authenticates with their UPI PIN to complete the transaction instantly.

UPI is India's real-time interbank payment system and has become the backbone of digital payments in the country. Processing over 10 billion transactions per month, UPI connects hundreds of banks and is used by over 300 million active users. From street food vendors to large retail chains, UPI QR codes have replaced cash and card payments as the preferred method for everyday transactions across India.

With ime.bio, you can generate a UPI QR code with all the required payment fields: UPI address (VPA), payee name, transaction amount, currency, and an optional transaction note. Customize the code with your brand colors and logo, then export in print-ready formats for shop counters, invoices, delivery packaging, and digital payment pages.

How to Create a UPI QR Code

  1. 1

    Select the UPI format

    Open the ime.bio QR code generator and choose UPI from the payment format options.

  2. 2

    Enter your payment details

    Fill in your UPI address (VPA, e.g., yourname@upi), payee display name, transaction amount, currency (INR), and an optional note describing the payment.

  3. 3

    Customize the design

    Adjust colors, dot patterns, and upload your business logo. India's UPI-branded purple or your shop's colors create a familiar, trusted look.

  4. 4

    Test the payment flow

    Scan the code with a UPI app like Google Pay or PhonePe to confirm all payment details appear correctly. Do not complete the test payment unless intended.

  5. 5

    Download and display

    Export as PNG or SVG. Print on shop counters, invoices, delivery bags, product packaging, or display digitally on your website and payment pages.

Key Features

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All UPI Apps Supported

The standard upi:// URI works with Google Pay, PhonePe, Paytm, BHIM, and all other NPCI-certified UPI apps without modification.

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Pre-Filled Payment Details

Encode your UPI address, payee name, amount, and transaction note so payers see everything pre-filled and just need to enter their PIN.

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Instant Settlement

UPI transactions settle in real time, 24/7, 365 days a year. Funds move directly between bank accounts without intermediaries.

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Custom Branding

Design the QR code with your shop colors and logo. A professional payment QR code builds trust at the point of sale.

Use Cases

Retail Shops and Kirana Stores

Print a UPI QR code and display it at the billing counter. Customers scan with their preferred UPI app, enter their PIN, and the payment settles instantly -- no card terminal or cash handling required.

Street Food and Roadside Vendors

Laminate a UPI QR code and display it prominently at your stall. Customers pay the exact amount for their order by scanning, making transactions faster and eliminating the need for change.

Freelancer and Professional Billing

Include a UPI QR code on your invoices and quotations. Indian clients scan to pay the invoiced amount directly from their banking app without manual NEFT or IMPS transfers.

Auto-Rickshaw and Cab Drivers

Display a UPI QR code on your vehicle dashboard or window. Passengers who do not carry cash scan and pay the fare instantly at the end of the ride.

Rent and Utility Collection

Landlords and housing societies share a UPI QR code for monthly rent, maintenance fees, and utility bills. Tenants scan to pay on time without visiting a bank or writing checks.

Charity, Temples, and Donations

Place a UPI QR code at donation boxes, temple counters, or fundraising events. Devotees and donors scan to contribute any amount instantly, replacing physical collection boxes.

Tips & Best Practices

  • check_circleDouble-check your UPI address (VPA) for accuracy. Even a small typo will route the payment to the wrong account or cause a failure.
  • check_circleFor fixed-price transactions, always pre-fill the amount to prevent errors and speed up checkout at busy counters.
  • check_circleLeave the amount blank for donation boxes and tip jars so payers can enter their own amount.
  • check_circleInclude your business or personal name in the payee field so payers can verify they are paying the right person before entering their PIN.
  • check_circlePrint the QR code at a minimum of 5 cm x 5 cm for counter displays, and larger for wall-mounted signage where customers scan from a distance.
  • check_circleTest the QR code with at least two different UPI apps (e.g., Google Pay and PhonePe) to ensure cross-app compatibility before going live.

Frequently Asked Questions

Which UPI apps can scan this QR code?expand_more
Any NPCI-certified UPI app can scan the code, including Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, and bank-specific apps like SBI Pay and iMobile Pay.
Is UPI only available in India?expand_more
UPI is developed by NPCI for the Indian banking system. While UPI-based payments are expanding to select international markets (Singapore, UAE, and others), the primary user base and merchant network is in India.
Are there fees for receiving UPI payments?expand_more
UPI person-to-person transactions are free. Merchant payments may incur small interchange fees depending on the payment app and transaction value, but these are typically absorbed by payment platforms and not charged to the merchant.
Can I change the amount after printing the QR code?expand_more
A static QR code encodes a fixed amount. To change it, you need to generate and print a new code. For flexibility, leave the amount blank so payers enter the current amount themselves.
Does the QR code expire?expand_more
No. The QR code works as long as your UPI address (VPA) is active and linked to a valid bank account. The code itself has no expiration date.
Is the UPI QR code generator free?expand_more
Yes. Creating, customizing, and downloading UPI QR codes on ime.bio is completely free. No registration or payment is required.

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